Attention homeowners: Real estate appraisal services for in Jamaica Estates and Queens County
The top seven reasons why NY homeowners call on Sirius Appraisal Services:
Do you own a home in or near Jamaica Estates? Do you need help deciding the price of your real estate?
At Sirius Appraisal Services, we understand the unique needs of a homeowner in need of appraisal services. Our typical business clients are used to the appraisal process and the customary "products" we deliver to them. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Sirius Appraisal Services, we're experts in helping homeowners just like you dismiss unwanted PMI insurance.
Challenging Queens county's assessment of your property
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties nearby. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal report from Sirius Appraisal Services is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Sirius Appraisal Services can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Sirius Appraisal Services can help with that too. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.
Home Status Report
Want to know if a home is still on the market, or if the price has changed? We can help. Simply fill out the information below and with no obligation to you we'll get back to you with your requested information. We guarantee your privacy.