Let Sirius Appraisal Services attend to your appraisal needsEvery year, thousands of people in New York purchase, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. And even though there are a multiplying number of automated home valuation processes that might seem more practical than an appraisal, most lenders still need a local expert because the stakes are very high. Is obtaining a mortgage the only reason to get an appraisal? Are there also instances when the services of a certified, independent real estate professional might be beneficial? You bet. 
Contest your tax assessment in Queens CountyIf you are in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Sirius Appraisal Services is your best evidence when building your case. At Sirius Appraisal Services, we're equipped to assist you in disputing your tax assessment. Get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Very often, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. This is bad because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Sirius Appraisal Services will give you a statement regarding the value of your home. The cost of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI. Order an appraisal from Sirius Appraisal Services Order onlineGet a clear valuation on a home take make a divorce settlement less stressfulA divorce is a very horrible ordeal for the parties involved, and it is often further complicated by the challenging decision of who gets the house. So both parties are entirely aware of the true market value of their property, it's a good idea to order an appraisal from Sirius Appraisal Services, regardless of the situation. If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine an accurate and fair valuation for estate liquidationThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Queens County through an employee relocation programWe are aware of the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive inspection, we suggest relocating employees to provide remarks on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered. Close on your home promptly — at an accurate priceA professional appraisal will help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price. On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market. 
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